Find out how it is to live in New Zealand. From the cost of living to how New Zealand compares with other countries around the world.
Auckland, Christchurch and Wellington are the New Zealand cities most popular with migrants. That’s why we wanted to compare the costs of basic expenses between these cities.
To give you the information you need to make an informed decision about where you want to live.
Our comparison covers the costs of:
- Getting around;
- Entertainment; and
Of course it is important to also look at average salaries, so that you can see how your expenses are likely to relate to your income. This is why we start by sharing the average annual salary of each city.
Please note: All costs are quoted in New Zealand dollars.
|Average Annual Salary||65,000||63,000||67,000|
Your monthly expenses will include costs such as rent, groceries, and entertainment. Your rent will be the first expense to take care of each month, so let’s start there.
We look at 1-bedroom and 3-bedroom apartments both in and outside the city centre:
|1-bedroom apartment in the city||1,931.38||1,465.45||1,815.68|
|1-bedroom apartment outside of the city centre||1,616.67||1,185.83||1,415.19|
|3-bedroom apartment in the city||3,443.58||2,231.67||3,252.38|
|3-bedroom apartment outside of the city centre||2,769.48||1,866.67||2,457.20|
This is how much utilities could set you back each month:
|Basic utilities for a 85m2 Apartment (Electricity, Heating, Cooling, Water, Garbage)||169.64||181.91||170.61|
|Internet (60 Mbps or More, Unlimited Data, Cable/ADSL)||83.52||84.27||83.53|
Now let’s look at some of the other monthly costs you’ll have to budget for…
Groceries will demand a large chunk of your income each month. This is how much basic groceries could set you back:
|Loaf of bread (white)||2.40||2.86||2.51|
|1kg Local cheese||9.85||9.61||10.39|
|1kg Chicken fillets||13.25||12.23||13.22|
4. Getting around
If you don’t import your car, you’ll have to buy a new one or make use of public transport. This is how much both these options could cost you:
|Volkswagen Golf 1.4 90 KW Trendline (or equivalent new car)||35,000.00||36,990.00||34,990.0|
|Toyota Corolla Sedan 1.6l 97kW Comfort (or equivalent new car)||29,794.06||29,443.33||30,465.00|
|1-way Ticket (local transport)||3.75||3.50||5.00|
|Monthly pass (regular price)||215.00||110.87||150.00|
|1L of Petrol||2.24||2.21||2.23|
No-one only works to pays the bills. We also also spend time with friends and loved ones! Here’s how much you could spend on entertainment:
|3-course Dinner for 2||90.00||100.00||90.00|
|330ml Imported Beer||9.00||10.00||9.00|
If you’re a family moving over to New Zealand, you’ll have to enroll your children of school-going age into a school:
|Private preschool (or kindergarten) - Monthly for 1 child (full day)||1,220.04||1,112.50||1,108.08|
|International primary school - Yearly for 1 child||20,846.15||14,750.00||15,500.00|
One of the main research point for our clients is the cost of living in New Zealand. Time and again clients tell us they want to know that they’ll be able to live comfortably.
This has lead us to put together the ultimate guide to the cost of living in New Zealand – and today we’re sharing it with you.
You’ll get a better understanding of how much money you could expect to earn and what your average living costs would be:
We’ll even tell you where to go do a realistic cost-of-living calculation. But first let’s look at how much you could expect to earn…
You can choose to rent or buy a home in New Zealand. You might have to rent a home when you first arrive so let’s start there:
In 2019, the average cost of rent increased just about everywhere in New Zealand:
|City||Avg Weekly Rent at end of 2019||Year-on-Year Increase|
Experts are not expecting rental prices to come down in 2020. In fact, the average Wellington rental property is on track to hit an all-time high of NZ$640 per week in February.
In a recent article on Newshub it was explained that the increase in rental prices mostly comes down to supply – high house prices mean people stay in rentals longer to save deposits, putting pressure on the market. In turn, rent prices are going through the roof. “Essentially, we need more houses,” explained infometrics senior economist Brad Olsen.
These are the rental costs to expect:
Your initial costs when renting a home will include a portion of the rent in advance and a letting fee if you use an agent and a bond.
A landlord can ask for a maximum of two weeks rent in advance while you can expect that the bond (or deposit) will be equal to four weeks’ rent. This means you’ll have to pay up up to six weeks of rent upfront.
You’ll get the bond back at the end of the leasing term, provided you leave the place in a good condition.
To do a search for rental prices in the area you plan on staying, go to TenancyServices, a website hosted by the New Zealand Ministry of Business, Innovation and Employment.
Just like the cost of rent, New Zealand house prices also increased in 2019. At the end of December, the average house prices in 16 of New Zealand largest cities were as follows:
|Average Value||3 Month Change|
Experts did expect this tide to turn in 2020, and for house prices to fall, but the resurgence in Auckland specifically now have economists predicting that house prices will continue to rise. Most economists agree on an increase of at least 5%.
To get an accurate view of how much you’re likely to spend on a home this year, you can check the median values of homes in any region, city or even street on QV.co.nz.
Keep this in mind: Property ads in New Zealand usually show either an RV (Rateable Value), GV (Government Valuation) or CV (Council Valuation) figure. These figures refer to the valuation used by the local council to calculate rates for the property. These aren’t registered valuations and often don’t reflect the property’s true market value.
The main utilities for any home would be water and electricity. Of course an internet connection is also considered essential in this day and age.
Most regional councils charge for the water they supply and the rates vary from region to region. If you own your home, the cost is added to your rates as water rates.
When it comes to electricity, you’ll find that there are a number of electricity and gas retailers in New Zealand. You can search for the best deal on the PowerSwitch website run by ConsumerNZ and MBIE Consumer Affairs.
There are a range of internet service providers to choose from in New Zealand. Glimp lets you compare providers by price, speed, data and plan specifics. You can also use Broadband Compare for service provider comparisons.
While public transport is available in New Zealand, most New Zealanders choose to own a car and drive to where they need to be.
Choosing to also go this route might mean that you’ll have to buy a car once you arrive in New Zealand. You can use New Zealand’s AA website to see how much your favourite car will cost you new, but here are a couple of prices to start with:
What about insurance and petrol?
Insurance is not compulsory in New Zealand but third party insurance will insure you against having to personally pay the cost of damage to someone else’s vehicle. Petrol prices are on the AA’s site where regularly updates are published.
The general rule is that local produce will be cheaper than imported items.
Keep in mind that imported items travel far due to New Zealand’s ‘end of the earth’ location. This means you might pay considerably more for certain items than you’re used to.
Numbeo is a great site if you’d like to check average grocery prices in New Zealand. You can also look at specific cities or compare the prices between cities.
Let’s take a look at the prices of a couple of basic groceries:
|Fresh white bread||NZ$2.31|
|Chicken breasts (1kg)||NZ$12.45|
How does New Zealand’s cost of living compare to that of other countries?
Numbeo’s 2020 Cost of Living Index compares the cost of living of 440 cities around the world. Auckland is New Zealand’s most expensive city. At number 53 on the list, Auckland is cheaper than Sydney in Australia but more expensive than Brighton in the UK.
The only other New Zealand’s cities that ranked on the Index are Christchurch and Wellington at numbers 79 and 113 on the list.
The most expensive city in the world, in case you wanted to know, is Zurich.
And, as promised – how to do a realistic cost-of-living calculation
We said we’ll tell you where to go for a realistic calculation of your cost of living and here it is:
You can use New Zealand Now’s cost calculator. You can tailor your income and expenses (be sure to click on the + signs on the expenses!) and adjust to a monthly or weekly outlook.
Of course here at Intergate we like to go the extra mile, so here is a bonus tip to end off our guide to the cost of living in New Zealand – use PriceMe to compare the prices of computers, appliances, phones, furniture, savings accounts and much more.
What’s the best way to find what it’s like to live in a country? By searching for answers online? This approach could give you some answers, we agree. Would it perhaps be a better idea to visit for a holiday? You’ll definitely get a feel for the country, but holidaying in a country or city is often vastly different from living there permanently.
The best thing to do (in our opinion)? Speak to people who already live there. That’s exactly what the Expat Explorer Survey does and it’s how we’re going to compare life in New Zealand to Australia today.
The reason for the comparison is not only because we offer immigration services for both countries. It’s also because many people interested in living in New Zealand also consider Australia when setting out on their emigration journey.
What is the Expat Explorer Survey?
The Expat Explorer Survey happens annually. It is a global survey and in 2019 the survey was completed by 18,059 expats in the world. Respondents answer a set of 27 questions and their answers are used to calculate a league table. A minimum sample of 100 expat respondents is required for a country to be included. In 2019, 33 countries from around the world made the cut.. These 33 countries included New Zealand and Australia.
The survey has three categories – Living, Aspiring, and Little Expats
The Expat Explorer Survey’s 27 questions are spread across three categories:
- Little Expats
While ‘Living’ covers a multitude of aspects around your well-being, ‘Aspiring’ covers income and career. ‘Little Expats’, as the name suggests, addresses issues that affect children.
Here’s how New Zealand and Australia did in each category:
Between New Zealand and Australia, New Zealand came out tops for fulfillment, political stability, ease of settling in, and having welcoming communities. These last two are surely linked! New Zealanders are known as friendly people who go out of their way to help others. Many new expats of stories of how a New Zealander helped them out in the first few months in the country.
Australia, on the other hand, beat New Zealand when it came to qualify of life as well as physical and mental well-being. The beautiful weather gets the credit for making expats feel physically healthier than in their home countries.
Position out of 33 countries in the Survey: New Zealand – 3rd | Australia – 4th
While New Zealand were scored higher by expats for income, Australia scored more for disposable income. So it seems that although expats in New Zealand earn more, expats in Australia has more of their salary to spend after deductions.
Australia also beat New Zealand when it came to career progression. The Expat Explorer Survey found that while expats don’t initially opt for Australia to help progress their careers, this is one of the reasons expats often end up staying long term.
New Zealand came out tops again, however, in reaching one’s potential and work-life balance. This is to be expected as New Zealand is known as a country that values work-life balance. In fact, this is often one of the main reasons expats choose to go to New Zealand.
Position out of 33 countries in the Survey: New Zealand – 8th |Australia – 12th
3. Little Expats
Expat parents in New Zealand rated the country highly for their children’s ability to make friends. New Zealand came in two spots above Australia, in fact. However, Australia beat New Zealand in learning and schooling. The difference again was only two spots, so your children are going to have a great childhood in either country.
Position out of 33 countries in the Survey: New Zealand – 9th | Australia – 8th
Where do New Zealand and Australia sit on the Expat Explorer Survey league table?
New Zealand came in at 5th place overall while Australia took 6th place. Switzerland, Singapore, Canada and Spain claimed the top four spots. Turkey, Germany, the UAE and Vietnam made up the rest of the top 10.
New Zealand is regularly voted as one of the best countries to live in, for individuals and families alike.
Parents choose New Zealand because of the high quality of education and the lifestyle the country offers their family. Not to mention the fact that New Zealand is one of the world’s safest and most peaceful countries.
When one then has to consider the best places in New Zealand to raise a family, it’s almost impossible to single out specific cities or towns! It really comes down to what your family is looking for.
Big city lights
New Zealand’s three largest cities also happens to be three of the most popular cities with migrant families settling in the country.
Auckland, New Zealand’s most populous city, is in the North Island. It’s a diverse and cosmopolitan city, and Auckland is also New Zealand’s leading economic hub.
When it comes to things to do and see, you’ll be spoilt for choice. Auckland is home to many museums and historic sites, and regularly hosts festivals and sporting events. Auckland is also within travelling distance of magnificent natural attractions such as Rotorua Island, Muriwai beach, and Waitakere Rages Regional Park.
Auckland isn’t short on exceptional schools either. Of New Zealand’s eight best schools, six are located in Auckland! These schools are a mix of girls’, boys’ and co-ed schools:
- St Cuthbert’s College: A private day and boarding schools for girls.
- Macleans College: Co-education state secondary school.
- ACG Parnell College: Independent co-educational school.
- Auckland International College: Independent co-educational secondary school.
- Auckland Grammar School: State secondary school for boys.
- Diocesan School for Girls: Private girls’ school.
When exploring Wellington, you can visit several of New Zealand’s largest and oldest cultural institutions, quench your thirst at one of its many bars, cafes and restaurants, and indulge in the arts and cultural events.
With six of New Zealand’s eight best schools in Auckland, there are only two spots left – and both schools are in Wellington:
- Scots College: Independent Presbyterian boys’ school. The school is however changing over to co-education for years 11 – 13 in 2020.
- Queen Margaret College: Independent girls’ school.
Just like Auckland, Wellington can also boast one of the best universities in New Zealand. The Victoria University of Wellington also continuously performs well in world university rankings.
There is much to see and do in New Zealand’s oldest city. You can admire street art, marvel at state-of-the-art architecture, dine at world-class restaurants, and take in the creative scene.
Some of the highlights of Christchurch are:
- The Avon River that flows through the city.
- The Botanic Gardens.
- Dinner at The Terrace, a Christchurch hotspot.
When it comes to education, Christchurch is home to two of New Zealand’s top universities. The first one is the University of Canterbury, which is one of New Zealand’s oldest universities. The second institution is Lincoln University. This University prides itself on giving students ‘personalised attention’, which is made possible by keeping classes small.
Living at a slower pace
Life in big cities aren’t for everyone. Some of us prefer smaller cities and cities with a more relaxed pace of life.
Known as the ‘adventure capital of New Zealand’, Queenstown sits on the edges of Lake Wakatipu on South Island. Its lakeside location offers residents the chance to indulge in numerous activities ranging from jet boating to fly fishing and everything in-between! The surrounding mountains are perfect for walkers and hikers as well as photographers eager to capture the area’s beautiful landscapes
Despite all of the adventure activities on offer, Queenstown is described as quaint and relaxed. The city also hosts many cultural events throughout the year and has numerous fine-dining restaurants and cafes.
New Zealand’s 14-most-populous city offers plenty of activities to keep the whole family entertained. You can explore the Whanganiu River that runs through the city, visit history museums and art galleries, or take a leisurely walk in one of the area’s natural parks and reserves.
Living in Whanganui also means you’re only an hour’s flight from Auckland. It’ll be easy for family and friends to visit!
Here’s something you may not know – Gisborne is the first city in the world to see the sun. Rise with the sun to make the most of the city’s beautiful coastline, forested mountain parks, and surfing and fishing opportunities with the kids. Many people do! It’s common to see Gisborne local surf or cycle before work.
You may also want to indulge in the magnificent food and wine the city has to offer. Gisborne is especially known for its chardonnay.
Need more reasons to consider Gisborne? According to the city’s official website, Gisborne ranks ‘high in happiness surveys’. The sunny climate, open skies and welcoming community most likely have a lot to do with this!
You want to be close to all of the best sights and sounds New Zealand has to offer
If you want to experience as much of New Zealand as possible, Hamilton and Rotorua should be at the top of your list.
Hamilton is set on the banks of the Waikato River and only 90 minutes from Auckland. However, the cost of living in Hamilton is much more affordable than in Auckland.
Living in Hamilton which means you’re never too far from somewhere to go or something to see. You’ll find Raglan, New Zealand’s surfing capital, the Hobbiton movie set, and the world-famous Waitomo Caves within driving distance of Hamilton.
Rotorua is a tourist hotspot and an all-year-round destination thanks to its mild climate. It’s never too hold or too cold. Another reason for Rotorua’s popularity is its central location on the North Island. You’ll get to Auckland, Napier, the Coromandel Peninsula, Mt Maunganui, and Mt Ruapehu in just under three hours.
The icing on the cake? The fact that Rotorua is one of New Zealand’s most affordable cities to live in.
Want to find out if you and your family are eligible to live in New Zealand?
Finding out if you can call New Zealand ‘home’ is as easy as booking a free initial assessment with us. This assessment is non obligatory and will show any migration pathways open to you and your family.
There are many ways to compare the quality of life between two or more countries.
The OECD, an international organisation that promotes policies to improve the economic and social well-being of people around the world, chose to look at factors that directly impact people’s lives on a daily basis. Factors such as healthcare, schooling, and work-life balance.
The results are captured in the OECD’s Better Life Index – and New Zealand did well!
New Zealand is among the top countries in the Index
The Better Life Index compares the 35 member countries of the OECD plus key partners such as Brazil, Russia and South Africa. The quality of life is measured against 11 topics, each with up to four indicators, and New Zealand is a top performer in most areas.
New Zealand’s average household net-adjusted disposable income per capita is USD33,604, which is lower than the OECD average of USD25,074.
This means that, on average, New Zealanders have less money to spend on goods and services after taxes and transfers than countries like Canada, Germany and the UK.
However, New Zealanders have more disposable income than people from Spain, Portugal and South Africa.
In fact, out of the 40 countries on the OECD Index, New Zealand is right in the middle at number 20 when it comes to disposable income.
In New Zealand, 77% of people between the ages of 15 and 64 have a paid job. This is 9% higher than the OECD average of 68%.
Schooling is important to New Zealanders – 79% of adults aged 25 to 64% have completed upper secondary education. This is slightly above the OECD average of 78%.
When looking at New Zealand’s education system, the average student scored 506 in reading literacy, maths and science in the OECD’s Programme for International Student Assessment (PISA). This score is higher than the OECD average of 486.
Someone born in New Zealand enjoys a life expectancy of 82 years, which is higher than the OECD average of 80 years. When comparing genders, women’s life expectancy is 83 years compared to 80 years for men.
While New Zealand is known for great work-life balance, 15% of employees work long hours, which is more than the OECD average of 11%.
New Zealand’s level of tiny air pollutant particles small enough to enter and cause damage to the lungs is 4.9 micrograms per cubic meter. This is much lower than the OECD average of 13.9 micrograms per cubic meter.
It’s not only New Zealand’s air quality that’s great. The water quality in New Zealand is also exceptional! No less than 89% of people say they are satisfied with the quality of water in the country. This is 8% higher than the OECD average of 81%.
When asked if they believe they know someone to rely on in time of need, 96% of New Zealanders said they do. This is 13% higher than the OECD average!
New Zealanders are happy people! When asked to rate their general satisfaction with life on a scale from 0 to 10, New Zealanders responded with a 7.3 grade on average, which is higher than the OECD average of 6.5.
With such a great quality of life it’s no surprise that New Zealand is a top choice for migrants from across the world! Get in touch if you’d like also like to make New Zealand your home.
New Zealand is a country of extraordinary beauty! From the country’s mountains and rivers, to its forests and beaches. You could never see it all in one go (but you should try at least once in your lifetime).
We could write about New Zealand’s sights and sounds all day but only photos would do them justice. Here is New Zealand in all its glory:
The Mars-like Putanqirua Pinnacles
The lone tree of Lake Wanaka
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This is a fall flashback to earlier in the year in New Zealand. Not sure why I haven’t posted this one yet, but now is better than never I guess. Probably one of the most photographed trees in the world, but for good reason… especially in fall/autumn when the leaves change to this magical golden hue.
Sunset over Tunnel Beach
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There's nothing quite like standing at the edge of something wild. The untameable force of wind and sea, water carving rock, embracing and releasing the earth in violent repetition. It can seem so constant, yet at the same time it's force is continually shaping the landscape. Crafting bays and canyons, turning stone to sand. Never underestimate the power of consistency. I'm the kind of person who runs from monotony, constantly thirsting for new adventures. It's easy for me to feel stuck in one place, however what we need to recognize is that even in repetition incredible change can happen. This tunnel wasn't formed in a day. If you're in a place today where you feel that you are stuck in a cycle, just doing the same old things, perhaps the change you need lays only in your perspective. Celebrate the progress that your consistency creates. You ARE shaping the world around you.
Lupine season in full bloom
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Taking in some snowy winter mountains with a side of spring flowers 💐 a sign of the times with the ever changing (and often extreme) weather patterns Mother Nature is producing! Thankfully kept warm with @eddiebauer #liveyouradventure #ebcontributor – – #newzealandvacations #newzealandguide #splendid_earth #eclectic_shotz #mountaingirls #reflectiongram #globeshotz #moodygrams #allbeauty_addiction #nzmustdo #newzealand #destinationnz #yourshotphotographer #amazing_longexpo #nzimagery #longexposure_shots #mthrworld #depthsofearth #beyondthelands_ #special_shots #sunset_vision #bestnatureshot #igworld_global #wildernesstones #earthoutdoors #earth_shotz #uniladadventure
The Land of the Long White Cloud
The Southern Lights
Paddling along the Waikato River
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Travelling the Waikato (meaning ‘flowing water’) by river float, scenic boat cruise or jet boat is one of the best ways to witness its power and beauty. Experience the mighty Waikato River, link in bio. 📸: @teamrnz 📍: Waikato River #lovetaupo #purenewzealand #mightywaikato #waikatoriver #nzmustdo
Bright autumn colours
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GOLDEN ARCHES…. but not McDonalds. No Maccas in Wanaka! 👍 A colourful bike ride along the Clutha River. #autumnleaves #autumn #autumnal #autumn🍁 #autumncolors #autumncolours #mtb #mtblife #biking #mountainbike #mountainbiking #wymtm #lovewanaka #wanaka #landscape #seasons #nature #nzmustdo #purenewzealand #newzealand #travel #nofilter #goldenleaves #goldenarches
The mighty Mt. Cook
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Amazing Mt. Cook Road 🙌🏻 . . . . . #nzmustdo #kiwipics #purenewzealand #purenz #travelnz #visitnewzealand #realmiddleearth #explorenz #visitnewzealand #kiwi_photos #newzealandtrip #newzealandfinds #uniladadventure #ourdailyplanet #starttheadventure #adventuregram #explorenewzealand #discovernewzealand #kiwiexperience #wowplanet #wonderfulglobe #earthofficial #nztravel #discovernz #weroamnewzealand #southislandnz #mtcook #mountcook #southisland #aoraki
New Zealand is one of the world’s ultimate destinations. That’s because few countries can beat New Zealand when it comes to breathtaking scenery and things to do.
But how do you choose what to see and do first? We admit, it’s not an easy choice to make. However, everyone agrees that the adventures below are bucket-list worthy!
1. See the Southern Lights
While seeing the Northern Lights in person is a bucket list item for many travellers, the Southern Hemisphere’s Southern Lights is no less spectacular. This night-time light show in nearly all the colours of the rainbow is best appreciated against New Zealand’s clear dark skies. The best places to see the Lights are in the Otago region, just outside of Dunedin, as well as the night skies above Lake Tekapo and Mt Cook.
2. Cruise, raft and go spelunking in the Waitomo Glowworm Caves
New Zealand’s Glowworm Caves are unlike anything else you’ve ever seen! Here the pitch black caves are lit up by thousands of glowworms that have made these limestone caves their home.
To explore the caves, you can opt for a gentle boat cruise or choose to raft the caves on rubber tubes. You’ll also get the chance to jump into cascading waterfalls and climb through the caves. You can add abseiling to the experience to make it even more of an adventure!
3. Get up close to the Franz Josef Glacier
Franz Josef Glacier is one of New Zealand’s most spectacular sights. To experience it, you’ll have to book a helicopter ride as it’s the only way to reach the glacier. You can either go straight to the top of Franz Josef or challenge yourself with up to four hours of guided ice-climbing.
However you explore the glacier, you’ll enjoy panoramic views of the surrounding mountains and get to warm yourself in the glacier hot pools. Not that you’ll be as cold you imagine perhaps. The Glacier’s day time temperatures only dip to between 5C and 15C.
4. Hike the Tongariro Alpine Crossing
The Tongariro Alpine Crossing is New Zealand’s most famous day hike. The 19.4km route takes about nine hours to complete and reveal incredible scenery along the way. You’ll encounter steaming vents, glacial valleys, ancient lava flows, alpine vegetation and colourful crater lakes, all with breathtaking views.
This hike is not necessarily for everyone though. You should have a good level of fitness and ideally have hiking experience. The hike can become treacherous during winter when there is snow and ice on the ground.
5. Visit Milford Sound
This list would not have been complete without adding Milford Sound. Milford Sound is in Fiordland National Park and one of the most spectacular places on Earth. Here majestic peaks tower over crystal-clear lakes. You can explore the area by hiking through the forested landscapes or cruising along the water to see the hundreds of cascading waterfalls up close.
Unless you’ve been to a country, it’s hard to tell where you’d like to live. That’s why we list the best places to live in New Zealand below.
You’ll find 10 cities on our list, but these are in no particular order. To help you narrow it down, we share:
- The size of each city – because some of us prefer smaller cities over bigger ones.
- The climate – to know what to expect from the weather.
- What or who the city is perfect for – so you can see if it’ll be the right fit for you.
Let’s dive straight into the list.
- South Island
- Population: ±15,800 (June 2018)
- Climate: Long, warm days in summer with cold winters and frequent snowfall.
- Perfect for: Thrill seekers and outdoor enthusiasts.
Queenstown is known as New Zealand’s adventure capital. You can go hiking or biking in the summer and hit the slopes for snowboarding or skiing in the winter. The city and surrounds also offer opportunities for skydiving, jet boating, white-water rafting, canyon swinging, zip lining, paragliding, and bungee jumping.
Queenstown keeps it balanced though with world-class restaurants, a cosmopolitan art scene, and exceptional vineyards. You’ll always find something to do!
- North Island
- Population: ±418,000 (June 2018)
- Climate: Generally moderate temperatures, but windy all year round with high rainfall.
- Perfect for: City dwellers who still prefer a slower lifestyle.
Wellington is New Zealand’s capital and one of the country’s most popular places to live. It offers a high quality of life, it’s easy to get around thanks to a great public transport system, and there is more than enough to do. Wellington boasts some of the best cafes, bars, and restaurants New Zealand has to offer as well as a buzzing nightlife and a lively music scene. Those who love the outdoors can head to the botanic gardens or one of the beaches and bays for walks and water sports.
It’s interesting to note that Wellington is not New Zealand’s most populated city, despite being the capital. In fact, it’s one of the smaller capital cities in the world, meaning it offers a much more relaxed lifestyle than most cities.
- North Island
- Population: ±1,628,900 (June 2018)
- Climate: Subtropical with warm humid summers and mild damp winters. Sunniest of New Zealand’s main centers and warmest.
- Perfect for: Professionals keen to advance their career.
Auckland is the number one choice for most immigrants, seeing as it’s widely considered to be New Zealand’s economic capital. The city offers plenty of job opportunities, career progression can happen quickly, and salaries are some of the highest in New Zealand. Of course this means the cost of living is slightly higher than in other parts of the country, but Auckland is still a great place to live.
There is also plenty to do in Auckland! The city has galleries and museums, top-class restaurants, parks and harbours, beaches and parks, and an extensive calendar of cultural events throughout the year.
You can really make the most of your evenings and weekends.
- North Island
- Population: ±63,900 (June 2018)
- Climate: Generally dry, warm climate.
- Perfect for: Wine and design connoisseurs.
Napier is a coastal town on New Zealand’s Hawkes Bay region, an area that’s renowned for producing excellent wines. The city itself is especially known for its art deco landmarks, but it’s also famed for its beautiful coastline, fabulous bars and restaurants, and the tree-lined waterfront promenade.
The cost of living in Napier is much lower than in New Zealand’s bigger cities, making it an attractive option for immigrants. The city also has the added advantage of enjoying plenty of sunshine all year round, which makes for both pleasant summers and winters.
- South Island
- Population: ±404,500 (June 2018)
- Climate: Mild summers and cool winters. Regular moderate rainfalls. Common for temperatures to drop below freezing point. Snowfalls occur on average three times per year.
- Perfect for: Living life in a green city.
Christchurch is known as the Garden City due to its abundance of beautiful parks and pretty gardens. Of course Christchurch is also known for the devastating earthquakes of 2010 and 2011, and the massive rebuilding initiatives since. It’s the latter which is said to have created the incredible sense of community you’ll find in Christchurch.
Christchurch is heavily influenced by Maori culture and has a massive English community. It is also a city with plenty to see and do, from markets and festivals to restaurants and cafes. While Christchurch is not on the coast, some of New Zealand’s most beautiful beaches are within driving distance.
- North Island
- Population: ±59,500 (June 2018)
- Climate: Mild temperate climate. Less wind than in many other places in New Zealand. Temperatures can drop below freezing point in winter.
- Perfect for: Being close to all the best parts of New Zealand.
Rotorua is a tourist hot-spot and an all-year-round destination thanks to its mild climate. It’s never too hold or too cold. Another reason for Rotorua’s popularity is its central location on the North Island. You’ll get to Auckland, Napier, the Coromandel Peninsula, Mt Maunganui, and Mt Ruapehu in just under three hours from Napier.
The icing on the cake? The fact that Rotorua is one of New Zealand’s most affordable cities to live in.
- North Island
- Population: ±141,600 (June 2018)
- Climate: Subtropical climate with high humidity.
- Perfect for: Enjoying that holiday feeling all year round.
Tauranga is a stunning waterfront city and one of New Zealand’s most popular holiday destinations. The city has stunning beaches, a vibrant nightlife, and it’s within driving distance of places such as Taupo, Rotorua, and the Coromandel Peninsula.
Tauranga is also a busy port city, creating plenty of job opportunities. Despite the thriving economy, Tauranga is still reasonably affordable to live in.
8. New Plymouth
- North Island
- Population: ±58,300 (June 2018)
- Climate: Moist, temperate climate; Mild winters.
- Perfect for: Art and culture lovers.
New Plymouth, in the Taranaki region, has one of New Zealand’s best art scenes. There are lots of magnificent galleries and the city has a bohemian feel to it.
Many residents choose to walk or cycle to work, as commutes tend to be short. As a happy consequence you’re unlikely to encounter the dread of being stuck in traffic in New Plymouth. This alone is enough to convince some to make their home here!
It should also be mentioned that Lonely Planet voted Mount Taranaki as one of their ‘Must Visit’ destinations of 2017. The region has breathtaking views, world-class surfing conditions, black sand beaches, and – of course – the majestic Mount Taranaki.
- South Island
- Population: ±122,000 (June 2018)
- Climate: Temperate climate with mild summers and cool winters, although snowfall is common. Relatively low rainfall in comparison to many of New Zealand’s other cities.
- Perfect for: Music lovers and creatives.
Dunedin has Scottish heritage and Scottish influences are easily spotted in the city’s architecture. It’s fitting that Dunedin is home New Zealand’s only castle. Look up at the misty hills and you might even think you are in Scotland.
Dunedin is also distinctly New Zealand though with a vibrant music scene and a creative vibe. Venture a bit further out to the peninsula and you’ll find rare and unique wildlife.
Here’s something you might know about Dunedin – the city is extremely hilly, so much so that you’ll find the second steepest street in the world in Dunedin (pictured above)!
- North Island
- Population: ±203,100 (June 2018)
- Weather: Highly moderate temperatures, but with high humidity. Warm summers and cool and wet winters.
- Perfect for: Being close to all the best parts of New Zealand.
Hamilton is set on the banks of the Waikato River and only 90 minutes from Auckland. However, the cost of living in Hamilton is much more affordable than in Auckland. Just like Rotorua, Hamilton is centrally located, which means you’re never too far from somewhere to go or something to see. In fact, the two cities are close to each other. Also within driving distance of Hamilton are Raglan, New Zealand’s surfing capital, Taupo, and the world-famous Waitomo Caves.
When naming the benefits of emigration to New Zealand, you quickly have a long list!
There almost seems to be no downside to living in the Land of the Long Cloud. It’s safe, it’s friendly and it’s beautiful.
That’s just the start though. Let’s explore the reasons that would motivate any family to immigrate to New Zealand:
Better work-life balance
New Zealanders believe that ‘life is for living’. The proof of this can be found in the fact that New Zealand ranked at the number 2 spot for work-life balance in the 2018 Expat Explorer Survey.
What this means for you is a more relaxed lifestyle with less unnecessary stress. You’ll have time to explore all that New Zealand has to offer and have the opportunity to spend quality time with your family on a daily basis.
Stunning scenery everywhere you look
It’s impossible to discuss the benefits of emigration to New Zealand without mentioning the natural scenery. In New Zealand you can find lush forests, towering mountains, unspoilt beaches, and crystal-clear lakes. The scenes are straight from a postcard!
New Zealanders are renowned for being outgoing and friendly. Many expats are surprised to still find people greeting you on the street, which is a delightful change from just about anywhere else in the world.
One of the safest places in the world
In fact, New Zealand is the second safest country in the world. New Zealand ranked at number 2 in the 2018 Global Peace Index. This spot puts it ahead of countries such as Austria, Portugal and Denmark, which came in at numbers 3 to 5. The number one spot went to Iceland for the 10th year running.
The least corrupt country in the world
New Zealand was ranked first on the 2017 Corruption Perceptions Index. This index ranks 180 countries and territories by their perceived levels of public sector corruption according to experts and business people. A scale of 0 to 100 is used, where 0 is highly corrupt and 100 is very clean. New Zealand managed to achieve a score of 89.
World-class education for children
Your children will receive a fantastic education in New Zealand. Here students enjoy focused, personal attention from teachers, with learning being a balance of practical and theoretical learning.
Classrooms are equipped with computers, internet and other technology. Schools also have plenty of room for outdoor play and sport. Cultural activities are also catered for.
In 2015, the OECD’s Programme for International Student Assessment (PISA) reviewed the reading ability, maths skills and science levels of school children from around the world. The average student in New Zealand scored 506 in reading literacy, maths and sciences, which was above the OECD average of 486.
Superior standards of living
New Zealand cities consistently scores high in Mercer’s annual Quality of Living Survey. In 2018, Auckland and Wellington were the 3rd and 15th best cities in the worlds for quality of living.
New Zealand’s performance is attributed mainly to its natural environment and great climate, stable political and social environment, and good medical and health services.
Second-best global destination for expats
New Zealand continues to rank high on global indexes. This time it’s the 2018 Expat Explorer Survey where New Zealand achieved the second spot on the league table. This means New Zealand is the second best country in the world for expats – as voted by expats.
Expats are quizzed on their experiences in their new country using three themes – experience, economics and family. Experience includes criteria such as healthcare and integration, while economics and family respectively includes criteria such as personal finances and job security, and social life and school quality.
Children have the freedom to be children
Children can enjoy the great outdoors, explore to their heart’s content and walk to school in New Zealand. This is one of the greatest benefits about emigration to New Zealand!
Here’s is Sam and Katy Smith’s story, who chose to raise their children in New Zealand:
Ready to experience the benefits of emigration to New Zealand for yourself?
The best place to start is an immigration assessment. Our initial assessment is free and non-obligatory. You can book it online right now.
Once this assessment is done you’ll know if any migration pathways are open to you. Our consultants will discuss your options and the best way forward.
You have nothing to lose, so what are you waiting for?
Do you have questions about buying a house in New Zealand? Then you’ve come to the right place. We’ve put together a guide with all the need-to-know information for when you have to find a place to stay in New Zealand.
Let’s start with the most important things to know…
Real Estate Authority (REA), a New Zealand industry regulator, recently launched a website, settled.govt.nz, to provide comprehensive, independent information on buying and selling a home in New Zealand.
The website address issues ranging from researching properties to making an offer. The site also features a summary of things REA consider the most important to know when buying a house in New Zealand:
- You must sign a written sale and purchase agreement when you buy a property. This agreement is a legally binding contract between you and the seller.
- Always check your sale and purchase agreement with a lawyer or conveyancer before signing. You must ensure that you understand what you’re agreeing to before signing on the dotted line.
- You can negotiate the conditions in a sale and purchase agreement.
- A sale and purchase agreement becomes unconditional when all the conditions are met.
- The agent helps you and the seller to include the conditions you both want. Even though the agent works for the seller, they also have to deal fairly and honestly with the buyer. They can’t withhold information and must inform you of any known defects of the property.
- The agent will probably use the agreement for sale and purchase approved by the Auckland District Law Society and the Real Estate Institute of New Zealand.
- Before you sign a sale and purchase agreement, the agent must give you a copy of the REA New Zealand Residential Property Sale and Purchase Agreement Guide. They must also ask you to confirm in writing that you’ve received it.
The sales process
Buying a house in New Zealand is a relatively quick process. It can take as little as three to four weeks to complete a house purchase once you’ve found the place you want.
Unlike in some parts of the world, last minute offers can’t be accepted once a bid is formally accepted. This makes home purchases in New Zealand a lot less stressful than you might be used to.
The role players
Aside from yourself and the seller, a real estate agent is involved when you’re buying a house in New Zealand. You may choose to hire a lawyer, especially since you’re not familiar with New Zealand processes, but this is not required by law.
Here’s why hiring a lawyer is a good idea:
Although you’re not required to hire a lawyer, it is a good idea to do so early on in the process. A property lawyer‘s advice and assistance will prove invaluable: can assist you in a number of ways:
- Handle the legal side of the transaction. You’ll be charged a standard conveyancing fee.
- Help you negotiate a purchase price, check the contract, complete a title search and arrange the payments.
- Advise about tax implications.
- Keep you informed of your risks, rights and obligations throughout the sales process.
The Sale and Purchase Agreement
The Sale and Purchase Agreement goes back and forth between you and the seller until a price and all conditions are agreed on.
The agreement will show the date the sale goes ‘unconditional’, i.e. when all of the conditions have been met, and the settlement date, i.e. when you can move into the property. Once the sale goes unconditional, you are legally committed to buying the property.
Property ads usually show either an RV or GV or CV figure:
- RV: Rateable Value
- GV: Government Valuation
- CV: Council Valuation
These figures refer to the valuation used by the local council to calculate rates for the property, but often don’t reflect the property’s true local market value.
You might also come across a BBO figure. This means Buyer’s Budget Over and is an indication of the price the seller wants.
Don’t be afraid to negotiate on the price you see. This is standard practice in New Zealand.
If you don’t have cash to buy a house, you’ll have to apply for a home loan. There are numerous loan types available in New Zealand:
- Table loans: Most of the early repayments go to pay interest and most of the later payments pay off the principal.
- Revolving credit loans: Your income goes straight into the mortgage account and your bills are paid out of it. This keeps your loan as low as possible, reducing the interest you pay.
- Straight line or reducing loans: You repay the same amount of principal with each payment, but the amount of interest you pay reduces over time.
- Interest only: You do not repay the money you have borrowed until an agreed time, but you do pay interest.
Keep in mind thought that it might prove difficult to get a home loan when you’re new in New Zealand, as you don’t have a credit rating in the country. That doesn’t mean it’ll be impossible. You may just need to have more paperwork in order than the average person.
News to know about buying a house in New Zealand
There has been a lot of press about proposed changes to the Overseas Investment Act of 2005. The bill which has been introduced propose that overseas nationals cannot buy existing homes or residential land within New Zealand.
The purpose of the bill is to ‘ensure that investments made by overseas persons in New Zealand will have genuine benefits for the country’. As such only a person who is considered ‘ordinarily resident in New Zealand’ will be able to purchase existing homes or residential property.
Under the proposed legislation, a person ‘ordinarily resident in New Zealand’ would include citizens and residents who holds a permanent visa and has been living in New Zealand for at least a year, including 183 days in the preceding 12 months.
However, the bill has not been passed yet and has received plenty of criticism, even from the IMF (International Monetary Fund).
Recapping what you need to know
While there are many things to know about buying a house in New Zealand, this is the most important:
You have to sign a sale and purchase agreement, which is a legally binding document. It is standard to negotiate the conditions of the agreement, including the sales price, and a conveyancer can help you do this. While appointing a conveyancer is not required by law, it is highly recommended.
With a property lawyer by your side, you’ll enjoy better peace of mind about the process and the deal you’re getting.
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